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Preventing the drop in security investments for non-competitive cyber-insurance market?

The rapid development of cyber insurance market brings forward the question about the e ect of cyber insurance on cyber security. Some researchers believe that the e ect should be positive as organisations will be forced to maintain a high level of security in order to pay lower premiums. On the other hand, other researchers conduct a theoretical analysis and demonstrate that availability of cyber insurance may result in lower investments in security.
 In this paper we propose a mathematical analysis of a cyber-insurance model in a non-competitive market. We prove that with a right pricing strategy it is always possible to ensure that security investments are at least as high as without insurance. Our general theoretical analysis is con rmed by speci c cases using CARA and CRRA utility functions


12th International Conference on Risks and Security of Internet and Systems, Dinard, France, 2017

Autori esterni: Albina Orlando (Istituto per le Applicazioni del Calcolo Mauro Picone, Consiglio Nazionale delle Ricerche)
Autori IIT:

Tipo: Contributo in atti di convegno
Area di disciplina: Information Technology and Communication Systems

File: main.pdf

Attività: Metodi formali per la sicurezza di sistemi ICT